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Some traveling companies offer travel insurance as part of their services, while others can recommend insurance providers. It’s important to discuss insurance options when booking a trip.

1. Traveling companies can offer expertise, save you time, and provide access to exclusive deals. They also provide assistance in case of changes or issues during your trip.

1. Many traveling companies can provide information and guidance on visa and passport requirements, but you’ll typically need to apply for these documents independently.

Travel insurance is often recommended but not mandatory. However, it’s highly advisable to protect your investment and ensure you’re covered for unexpected events.